Small Business Hurricane Recovery Grant Program (United States)

The U.S. Chamber of Commerce Foundation and American Express have expanded the Small Business Hurricane Recovery program to provide a grant to an additional 1,000 eligible small businesses.

Funding Information

• Grant recipients will receive a $5,000 Grant award to assist with their disaster recovery.

Eligibility Criteria

• To be eligible to receive a grant (“Grant”) from the Grant Program, any person (or their business or a chamber of commerce) applying for a Grant (an “Applicant”) must satisfy the following requirements:
  • Be a business or a chamber of commerce that employed 1-25 individuals at the time of Tropical Storm/Hurricane Helene or Hurricane Milton (the “Disaster”), including the owner, full or part time, or those working for the business under a 1099 agreement.
  • Have a minimum of $5,000 in business damage/loss as a result of the Disaster. Businesses with losses of less than $5,000 will not be eligible for this grant
  • Was not a grant recipient of the Foundation’s Small Business Readiness for Resiliency Program in 2024
  • Has not been selected as a previous grant recipient of the Small Business Hurricane Recovery grant program
• A “business” means any of the following:
  • Individual/sole proprietorship
  • C-Corporation
  • S-Corporation
  • Partnership
  • Limited Liability Company (C-Corporation, S-Corporation, or Partnership)
• A “chamber of commerce” means an organization recognized under Section 501(c)(6) of the Internal Revenue Code. Use of the term “business” shall also refer to a chamber of commerce.
  • Have at least one physical location or online business in a primary county from U.S. Small Business Administration’s disaster declarations for the Disaster (the “Designated Disaster Area”)
  • Be a business or chamber of commerce financially harmed by the Disaster
  • Has not been selected as a previous grant recipient of the Small Business Hurricane Recovery grant program
  • Was not a grant recipient of the Foundation’s Small Business Readiness for Resiliency Program in 2024
  • Have a minimum of $5,000 in business damage/loss as a result of the Disaster. Businesses with losses of less than $5,000 will not be eligible for this grant
  • Not have sufficient financial resources to cover the business damage/loss the business experienced as a result the Disaster
  • Have a valid employer identification number (EIN) issued by the Internal Revenue Service (IRS)
  • Have a business bank account that accepts automated clearing house (ACH)/direct deposit
  • Not be in an Ineligible Business Category (as defined below)
  • Agree to these Terms and Conditions, and the terms of any grant agreement
  • Provide an answer to each required question in the Grant program Application (defined below)
• Each business by EIN can only receive one $5,000 grant, and each business owner can only receive a Grant for a single company.

Ineligibility Criteria

• Ineligible Business Categories, includes (without limitation), any of the following:
  • Any government agency, public administration, political organization, non-profit or tax-exempt organization, except for Chambers of Commerce.
  • Any type of business engaged in any illegal activity.
  • Businesses owned by employees, officers, and directors of the Chamber Foundation, U.S. Chamber of Commerce, American Express, or any current Grant Program funder (“Grant Program Entities”) and any affiliated entities, and their respective immediate families (parents, spouse, children, siblings) or individuals residing in their household (whether or not related) are not eligible to receive Grants.
  • Any individual or entity listed on any sanctions list maintained by the U.S. Department of the Treasury or any equivalent foreign authority.

For more information, visit U.S. Chamber of Commerce Foundation.